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Certificates of deposit, or CDs, are fixed income investments that generally pay a set rate of interest over a fixed time period. Learn more here.

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Lock in today’s top CD rates before they drop. The best CDs right now offer up to 4.20% APY from trusted banks like Bread Savings, Marcus, and Ally, helping you earn more interest while keeping your money safe.

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Best CDs With Highest Rates: Up to 4.20% in April 2026 - LendEDU

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EXAMINATION NOTICE NO. 4/2026 CDS- I DATED 10.12.2025 (Last Date for ...

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Brokered CDs versus bank CDs There are two different types of CDs: "brokered CDs" and "bank CDs." Vanguard offers "brokered CDs," while banks offer "bank CDs." A brokered CD is a type of CD issued by a bank or thrift institution to be bought in bulk by a brokerage firm and resold to brokerage customers.

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A certificate of deposit (CD) is a type of savings tool with various benefits. Explore current CD rates and how to purchase CDs through Schwab.