Auto loan rates vary widely based on your credit score, loan term and the vehicle you choose. New car loans generally have lower rates than used car loans because used cars are harder to value, so they are riskier for lenders. Getting preapproved before shopping can help you understand your likely rate and avoid dealer markups.
Use our auto loan calculator to estimate your monthly payments and see if you’re getting a good deal on your loan.
Refinance offers apply only to used vehicles. Estimate your monthly payment It’s hard to estimate your monthly Chase auto loan payments without knowing what interest rates Chase offers. You can prequalify with Chase online to estimate your rates and use the LendingTree auto loan calculator to calculate how much you might pay.
An auto equity loan lets you take the equity you have in your car as cash without refinancing your car loan. Because your car serves as collateral, APRs on auto equity loans tend to be lower than credit cards.
An auto loan refinance is when you pay off your existing car loan and replace it with a new one. This decision could save you money or lower your payments.
The Independent on MSN: Everything you need to know about auto loans and bad credit
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